With over one hundred years of experience in evaluating creditworthiness, an award- winning portfolio of credit risk management software and services, and a global workforce, Moody's is uniquely prepared to serve credit-sensitive markets in a period of renewed capital formation and emphasis on risk management.

For further information about our business, history and geographic presence, refer to About Moody's.

Our Business Principles

Moody's is governed by high standards of business conduct. Our guiding principles are described in our Code of Business Conduct, Code of Ethics and Corporate Governance Principles.

Our Businesses

Moody's Investors Service

Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets. The firm's ratings and analysis track debt covering approximately 120 sovereign nations, 11,000 corporate issuers, 18,000 public finance issuers, and 64,000 structured finance obligations.

More

Moody's Analytics

Moody's Analytics helps capital markets and risk management professionals worldwide respond to an evolving marketplace with confidence. The company offers unique tools and best practices for measuring and managing risk through expertise and experience in credit analysis, economic research and financial risk management. By providing leading-edge software, advisory services, and research, including the proprietary analysis of Moody's Investors Service, Moody's Analytics integrates and customizes its offerings to address specific business challenges.

More

Moody's Investors Service

The publicly disseminated credit ratings provided by Moody's Investors Service play an essential role in financial markets and deliver value to a broad range of market participants.

Investors

Our ratings contribute to fixed income investors' assessment of risk by providing well-known standards to describe credit quality across debt sectors and regions. Moody's opinions are anchored in rigorous analysis of credit quality through the economic cycle. Ratings also provide an independent perspective on credit risk that can be utilized for portfolio management and counterparty risk measurement.

Issuers

We help broaden borrowers' access to global capital markets. The relevance and widespread use of our ratings in the investor community enable Moody's-rated issuers to access a deeper pool of potential investors.

Other stakeholders

Ratings are used by a broad range of other stakeholders, including regulators, legislators and academic researchers. The transparency of our ratings process is supported by relevant and timely communication, including in-depth reports on rating methodologies and analytical practices.

Moody's Analytics

Moody's Analytics offers award-winning solutions and best practices for measuring and managing risk.

Investment Solutions

We are a leading provider of investment research and analytics for debt capital markets and risk management professionals.

As the exclusive distributor of all content produced by Moody's Investors Service and developer of the market-leading EDFTM (Expected Default Frequency) credit measures, we provide the market with information and tools that support better decision making. The scope of our expertise ranges from credit research to macroeconomic forecasts and structured markets

Risk Management Solutions

We help lending institutions answer critical risk-related questions and provide best-in-class risk management software solutions. Our solutions and models enable lending organizations to make informed decisions for allocating capital and maximizing opportunities.

As consultants, we devise custom solutions aimed at improving bottom-line performance for more than 1,400 clients globally. We maintain unique capabilities to monitor and comply with country-specific regulatory developments.

Workforce Solutions

We help organizations maximize the capabilities of their professional staff by offering training, education, and certifications.

As trainers, we offer online learning products, in-person training, and advisory services that help our customers' workforces make a positive, measurable impact on their business. Our specialists are industry experts and practitioners that have significant experience in the markets in which our customers operate. Through our Moody’s Analytics Knowledge Services (MAKS) unit, we also provide high quality outsourced research and analytical services to financial institutions – reducing costs and increasing operational flexibility and efficiency.