THE PRESENTATION “MOODY’S RESEARCH ASSISTANT PRODUCT DEMO” WAS MADE AS OF 7/25/2023 AND WE UNDERTAKE NO OBLIGATION (NOR DO WE INTEND) TO SUPPLEMENT, UPDATE OR REVISE ANY STATEMENT IN THESE PRESENTATIONS, WHETHER AS A RESULT OF SUBSEQUENT DEVELOPMENTS, CHANGED EXPECTATIONS OR OTHERWISE, EXCEPT AS REQUIRED BY APPLICABLE LAW OR REGULATION. THESE PRESENTATIONS MAY CONTAIN FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995. WORDS, AND VARIATIONS OF WORDS, SUCH AS “BELIEVE”, “EXPECT”, “ANTICIPATE”, “INTEND”, “PLAN”, “WILL”, “PREDICT”, “POTENTIAL”, “CONTINUE”, “STRATEGY”, “ASPIRE”, “SHOULD”, “COULD”, “MAY” AND SIMILAR EXPRESSIONS ARE INTENDED TO IDENTIFY FORWARD-LOOKING STATEMENTS, INCLUDING, BUT NOT LIMITED TO, STATEMENTS ABOUT OUR STRATEGIES, GOALS AND INITIATIVES. EXAMPLES OF FACTORS, RISKS AND UNCERTAINTIES THAT COULD CAUSE ACTUAL RESULTS TO DIFFER, PERHAPS MATERIALLY, FROM THOSE INDICATED BY FORWARD-LOOKING STATEMENTS ARE SET FORTH IN THE MANAGEMENT’S DISCUSSION AND ANALYSIS AND THE RISK FACTORS SECTIONS OF OUR PERIODIC FILINGS WITH THE SEC, INCLUDING OUR MOST RECENTLY FILED ANNUAL REPORT ON FORM 10-K, IN OUR MOST RECENT EARNINGS PRESENTATION, AVAILABLE HERE, AND IN OTHER FILINGS WE MAKE FROM TIME TO TIME WITH THE SEC.

THESE PRESENTATIONS ARE MADE AS OF 3/3/2022 AND WE UNDERTAKE NO OBLIGATION (NOR DO WE INTEND) TO SUPPLEMENT, UPDATE OR REVISE ANY STATEMENT IN THESE PRESENTATIONS, WHETHER AS A RESULT OF SUBSEQUENT DEVELOPMENTS, CHANGED EXPECTATIONS OR OTHERWISE, EXCEPT AS REQUIRED BY APPLICABLE LAW OR REGULATION. THESE PRESENTATIONS MAY CONTAIN FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995. WORDS, AND VARIATIONS OF WORDS, SUCH AS “BELIEVE”, “EXPECT”, “ANTICIPATE”, “INTEND”, “PLAN”, “WILL”, “PREDICT”, “POTENTIAL”, “CONTINUE”, “STRATEGY”, “ASPIRE”, “SHOULD”, “COULD”, “MAY” AND SIMILAR EXPRESSIONS ARE INTENDED TO IDENTIFY FORWARD-LOOKING STATEMENTS, INCLUDING, BUT NOT LIMITED TO, STATEMENTS ABOUT OUR STRATEGIES, GOALS AND INITIATIVES. EXAMPLES OF FACTORS, RISKS AND UNCERTAINTIES THAT COULD CAUSE ACTUAL RESULTS TO DIFFER, PERHAPS MATERIALLY, FROM THOSE INDICATED BY FORWARD-LOOKING STATEMENTS ARE SET FORTH IN THE MANAGEMENT’S DISCUSSION AND ANALYSIS AND THE RISK FACTORS SECTIONS OF OUR PERIODIC FILINGS WITH THE SEC, INCLUDING OUR MOST RECENTLY FILED ANNUAL REPORT ON FORM 10-K, IN OUR MOST RECENT EARNINGS PRESENTATION, AVAILABLE HERE, AND IN OTHER FILINGS WE MAKE FROM TIME TO TIME WITH THE SEC.